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Don't get left high and dry on your next cruise.

Cover your cruise with cruise travel insurance through Travel Guard. Travel Guard insurance plans include cruise insurance for cruises of all shapes and sizes. Plans may include valuable medical coverage, trip interruption, emergency travel and health services and more.

 

Travel Direct Corporations' service programs like Cruise Direct Online feature Travel Guard Insurance for all it's travel related services. However, you do not have to book a cruise vacation to purchase this insurance.  Travel arrangements you've made on your own such as hotel, resort, flights, tour packages and cruises can be covered.


You don't even have to purchase those type of arrangements from us. Make your travel-related purchases with any travel provider  then save money and take care of your travel insurance needs here!


For more than 20 years, Travel Guard has covered millions of travelers throughout the world. We're America's leading provider of travel insurance and assistance and we're here to help you 24 hours a day, 7 days a week. Travel Guard coverage is easy to buy and with our 24-hour emergency travel services it's even easier to use.



Travel Guard provides travelers with numerous coverage options. Whether it's a two-day cruise to the Bahamas or a month-long cruise through the Mediterranean, we have a product that fits your travel needs. To find out which option is right for you, please select Get a Quote.

 

NEW PRICE AND COVERAGE

COMPARISON TOOL

Click on Get A Quote and compare 4 different plans

and see which one is right for you.

 

   

 

ProtectAssist
Travel Guards most popular package plan provides  standard coverage, suitable for most vacation and leisure trips. Provides additional benefits when purchased within 15 days of initial trip deposit, including coverage for pre-existing medical conditions and bankruptcy. 
Cruise, Tour & Travel
Travel Guard's premier package plan provides their most comprehensive coverage, including our highest limits of medical coverage. Provides additional benefits when purchased within 15 days of the initial trip deposit, including coverage for pre-existing medical conditions, bankruptcy and "Change Of Mind."


Important — Please read the entire "certificate" carefully before making any insurance purchase to determine rights and duties, as well as what is and is not covered. Various provisions in this certificate restrict coverage.

All information presented at this web site is based on information material provided travel agents by Travel Guard International and is subject to change without notice
.

 

Consumer Alerts - Read Me First

1. All prospects for purchase of travel insurance should fully understand the coverages, monetary limits and restrictions that apply to travel insurance before making any decision to purchase. For details of what is covered please read the entire "certificate" carefully before making any insurance purchase.

 

2. You do not have to book a cruise to purchase this insurance.  Travel arrangements such as hotel, resort, flights, and tour packages may be covered. For details of what is covered please read the entire "certificate" carefully before making any insurance purchase.

 


Travel Guard coverage includes travel insurance & assistance that travels with you. Coverages may include: Trip cancellation due to terrorism and other named unforeseen events, trip delay, lost baggage, medical emergency, and others. Purchase online for immediate coverage. Certain coverages are subject to purchase requirements. Some features cost extra, above and beyond the basic cost of the insurance chosen. For details of what is covered please read the entire "certificate" carefully before making any insurance purchase.

NEW & IMPROVED - TRAVEL GUARD COVERAGES BY PRODUCT

Cruise, Tour & Travel - Travel Guard's Platinum plan.
NEW:

  • CANCEL FOR ANY REASON Coverage. Purchase as an add-on ( extra cost item ) within 15 days of initial trip payment and receive reimbursement of up to 75% of Trip Cost for forfeited, non-refundable deposits or payments if traveler must cancel trip for any reason up to 48 hours prior to departure.
  • CANCEL FOR WORK REASONS Coverage. Add-on coverage available for $24 more ( extra cost item ) for travelers who want trip cancellation and interruption coverage in the event they must cancel due to covered work-related reasons. Must be purchased within 15 days of initial trip payment.
  • Trip Interruption/Return Air Only added. Up to $1,000 to cover costs for trip interruption incurred due to a covered reason for early return airfare.
  • Additional Umbrella Coverage available which includes:
    • Double Medical Expense coverage (up to $100,000)
    • Enhanced emergency medical evacuation coverage to include transportation "home or to hospital of choice"
    • Additional $250 in missed connection coverage
  • Identity Theft Restoration.* In the event an insured's ID or credit cards are stolen while traveling, at the request of the traveler, Travel Guard will cancel the insured's credit cards, monitor credit rating, and provide assistance with restoration or their identity.
  • Roadside Assistance.*Whether traveling to or from the airport or on vacation in a rental, insureds can call Travel Guard for assistance with a vehicle break-down, a flat tire, or simply locks the keys in the vehicle.
IMPROVED:
  • Maximum trip cancellation limit raised to $100,000 (from $15,000); however, coverage for trip cancellation/interruption due to pre-existing conditions is limited to $50,000
  • Trip Interruption coverage increased to 150% of Trip Cost (from 125%)
  • Trip Delay required hours reduced to 5 hours (from 6 hours)
  • Baggage Loss coverage increased to $2,500 (from $1,000)
  • Baggage Delay coverage increased to $500 (from $200)
  • Accidental Death & Dismemberment benefit increased to $50,000 (from $25,000)
  • $1 - $250 Trip Cost band added
  • Caregiver added to definition of "family member."

ProtectAssist - Travel Guard's Gold Plan with new coverages added, limits increased!
NEW:

  • CANCEL FOR ANY REASON Coverage. Purchase as an add-on and receive reimbursement of up to 50% of Trip Cost for forfeited, non-refundable deposits or payments if traveler must cancel trip for any reason up to 48 hours prior to departure.
  • CHILDREN 17 AND UNDER AT NO ADDITIONAL COST. All children listed on the enrollment form and who are related to the primary adult named on the enrollment form are covered at no additional cost.
  • CANCEL FOR WORK REASONS Coverage. Add-on coverage available for $24 more (per adult)  ( extra cost item ) for travelers who want trip cancellation and interruption coverage in the event they must cancel due to covered work-related reasons. Must be purchased within 15 days of initial trip payment..
IMPROVED:
  • Maximum trip cancellation limit raised to $100,000 (from $15,000); however, coverage for trip cancellation/interruption due to pre-existing conditions is limited to $30,000
  • Trip Interruption coverage increased to 150% of Trip Cost (from 100%)
  • Trip Delay required hours reduced to 5 hours (from 12 hours)
  • Baggage Loss coverage increased to $1,000 (from $750)
  • Baggage Delay coverage increased to $300 (from $250)
  • Additional Medical Umbrella Coverage which now includes:
    • Double Medical Expense coverage (up to $50,000) and primary coverage
    • Double Emergency Medical Evacuation coverage (up to $1 million) and now includes transportation "home or to hospital of choice"
    • $25,000 Accidental Death & Dismemberment
  • $1 - $250 Trip Cost band added
  • Caregiver added to definition of "family member"

Travel Guard International is a third-party travel insurance resource provided as a convenience to our guests. Travel Direct Corporation/Cruise Direct Online is not responsible for third-party content and does not control the prices, order process, customer service , claims or the MERCHANTABILITY of products shown on Travel Guard International systems.

A wholly owned subsidiary of AIG Travel Services, Inc., a member company of American International Group, Inc.AIG Travel Guard

Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa a Pennsylvania insurance company (NAIC No. 19445), or American Home Assurance Company, a New York insurance company (NAIC No. 19380), both with their principal place of business at 70 Pine Street, New York, New York. Both companies are currently authorized to transact business in all states and the District of Columbia. American Home Assurance Company is authorized to transact business in Canada.


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